Guidance Value in Bangalore 2026: How to Check It on Kaveri and Why It Matters

Before you buy a home in Bangalore, there are two prices to know: the price you agree with the seller, and the government's guidance value. Stamp duty is charged on whichever is higher.

## What is guidance value?

Guidance value is the minimum rate the Karnataka government sets for property in each area. It is fixed per square foot for land and per square foot of built-up area for flats, and it varies street by street.

## Why it matters to you

• Stamp duty and registration are worked out on the higher of the sale price and the guidance value.
• Home loans: some banks also look at guidance value when they decide how much to lend.
• Tax on sale: if you sell below guidance value, the tax department can treat the guidance value as your sale price for capital gains, subject to a small tolerance.

## How to check it on Kaveri

1. Go to the Kaveri Online Services portal of the Karnataka Stamps and Registration Department.
2. Choose Guidance Value from the menu.
3. Select the district (Bengaluru Urban), the Sub-Registrar office and the village or area.
4. Find your street or layout and note the rate for the property type.

Sites outside the official portal often show old figures, so always check on Kaveri itself.

## Guidance value vs market price in South Bangalore

In established areas like Jayanagar, Basavanagudi and JP Nagar, the market price is usually well above guidance value, because demand is high and land is scarce. That means your stamp duty is usually worked out on the agreed price, not the guidance value.

In newer or slower areas, the gap is smaller, and sometimes the guidance value is close to or above what buyers will pay. Check before you agree a price.

## Work out your costs

Use our free stamp duty calculator to see stamp duty, cess, surcharge and registration on any price. For a full breakdown of buying costs, read our complete guide to buying property in South Bangalore.

## How we help

We tell you the guidance value and the real market rate for any property we show, so you know exactly what you will pay at registration. WhatsApp us for a free consultation.

*General information, not legal advice. Guidance values and registration rules in Bengaluru change often, so confirm current fees and steps on the official portal or with a lawyer before you act. Vani Estates RERA (Karnataka): PRM/KA/RERA/1251/310/AG/250523/005790.*