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Legal Guide

E-Khata in Bengaluru 2026: B-Khata vs A-Khata and What Buyers Must Check

November 6, 2026·By Vani Estates

If you are buying or selling a home in Bengaluru, the word you will hear most this year is e-Khata. Sub-Registrar offices now expect it for most registrations in the city, and many deals stall because the seller's khata is not in order.

Here is what it means, in plain words.

## What is a khata?

A khata is the property's record with the city corporation. It shows who owns the property for tax purposes, the size of the site and building, and the property tax account. Banks ask for it before a home loan, and the Sub-Registrar checks it before registration.

## A-Khata, B-Khata and e-Khata

TypeWhat it means
A-KhataThe property is fully legal on the city's records: approved layout, building plan and taxes paid.
B-KhataThe property is on a separate register for tax collection, usually because of a layout or plan deviation. It is not the same as full legal approval.
e-KhataThe digital version of the khata, linked to the owner's Aadhaar and the property's photo and location. It is now the main record used at registration.

In short: e-Khata is the format. A or B is the status. You want an e-Khata showing A-Khata status.

## Why it matters when you buy

  • Home loans: most banks lend easily on A-Khata properties. On B-Khata, many lenders decline or lend less.
  • Registration: without a valid e-Khata, the Sub-Registrar may not register the sale.
  • Resale: an A-Khata home is easier to sell later and usually fetches a better price.

## Can a B-Khata property be converted to A-Khata?

Often, yes. The Greater Bengaluru Authority has run conversion schemes that charge a fee based on the guidance value. The fee and the deadlines have changed several times, so check the current rules before you budget for it. As a buyer, it is safer to ask the seller to complete the conversion before registration.

## Checklist before you pay an advance

  1. Ask for the e-Khata and check the owner's name matches the sale deed.
  2. Check the status says A-Khata. If it says B-Khata, ask about conversion first.
  3. Match the site and built-up area on the e-Khata with what you are buying.
  4. Check property tax receipts for the last few years.
  5. Get an Encumbrance Certificate (EC) to make sure there is no loan or dispute on the property.
  6. Have a lawyer check the title, especially for older homes in Jayanagar, Basavanagudi and Banashankari.

Read our full guide on how to verify khata, EC and title documents and what an agreement of sale should include.

## For sellers

If your khata is still paper-based or shows B-Khata, start the e-Khata process before you list the home. Buyers and banks now ask for it on day one, and a ready e-Khata can save weeks on the deal.

## How we help

Every resale home we list in South Bangalore is checked for khata, EC and tax records before we show it. If you are selling, we help you get your papers ready first. WhatsApp us or see our current listings.

*General information, not legal advice. Khata and registration rules in Bengaluru change often, so confirm current fees and steps on the official portal or with a lawyer before you act. Vani Estates RERA (Karnataka): PRM/KA/RERA/1251/310/AG/250523/005790.*

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Amarnath R — Founder, Vani Estates
About the Author
Vani Estates — led by Amarnath R

Written by the team at Vani Estates, a RERA-registered real estate consultancy (PRM/KA/RERA/1251/310/AG/250523/005790) founded in 1990 by Amarnath R, with 35+ years of on-the-ground experience and 500+ transactions across Jayanagar, JP Nagar, Banashankari and Basavanagudi. Rated 4.9★ on Google.